Owner Financing Available. Discover unparalleled luxury in this spacious and fully equipped four-bedroom, three-bathroom gulf-front condo located in the prestigious Bella Riva complex. Ideal for vacation rentals, this first-floor unit offers breathtaking gulf views and easy beach access, making it one of the few true four-bedroom units available in Fort Walton Beach. As you enter, a hallway leads you to the expansive main living area, featuring a wall of large sliding glass doors that showcase stunning views of the gulf. This open-concept space flows seamlessly into the kitchen and dining area, creating an inviting atmosphere for gatherings. The kitchen is outfitted with upgraded Viking appliances, ensuring a luxurious experience. The primary suite is a true retreat, accessed through double doors and boasting beautiful gulf views through sliding glass doors that open to the balcony. The private bathroom is generously sized, offering a soaking tub, a standalone shower and his-and-hers vanities. A second queen bedroom also enjoys gulf views, balcony access and a private bathroom. Two additional queen bedrooms are situated on the north side of the condo, one with a private bath and the other sharing a bathroom with the main living area. Each room is thoughtfully designed to provide comfort and privacy for guests. Residents of Bella Riva can enjoy the gulf-front community pool, furnished with lounge chairs and umbrellas, perfect for relaxing by the water. Additional amenities include an exercise room, extra storage and an assigned parking spot within this quiet, gated community. With its prime location, high-end finishes, and exceptional views, this Bella Riva condo offers the ultimate coastal living experience.